|
(Rates
Subject To Change At Any Time By The Board Of Directors.)
DIVIDENDS
The following rates were declared for
the quarter ending September 30, 2008
|
ACCOUNTS |
RATES |
~ Annual
Percentage Yield |
SHARE/SAVINGS
ACCOUNT
500.00 - 4,999.99
5,000.00 - 9,999.99
10,000.00 & greater |
0.40% APY~
0.75% APY~
1.25% APY~
|
min. $500.00 average daily balance
min. $5,000.00 average daily balance
min. $10,000.00 average daily bal. |
|
INDIVIDUAL
RETIREMENT ACCOUNT |
1.76% APY~ |
minimum $.01 average
daily balance |
|
CHRISTMAS CLUB ACCOUNT |
1.00% APY~ |
min. $100.00 average
daily balance |
|
PREMIER ACCOUNT |
0.25% APY~ |
min. $500.00 average
daily balance |
|
NEW HORIZONS ACCOUNT |
0.25% APY~ |
min. $300.00 average
daily balance |
SHARE CERTIFICATE
$1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 - $100,000.00
Rates for
members only !!! |
6 months term
1.25% APY~
2.01% APY~
2.27% APY~ |
1
year term
1.76% APY~
2.27% APY~
2.52% APY~ |
| |
|
|
Share/Savings Account Rates are
Calculated On Average Daily Balance, Paid And Compounded Quarterly.
Christmas Club Account Rate Is Paid On The Average Daily Balance And Paid
Annually on November 1st. The Premier Account and New Horizons Account Rates are
Calculated On Average Daily Balances, Paid And Compounded Monthly. Share
Certificate Rates are Calculated On Daily Balance, Paid And Compounded Monthly.
LOANS
|
NEW AND USED Autos,
Motorcycles, Boats, & RVs (no
older than 7 yrs) |
RATES** |
* Annual Percentage Rate |
|
0 - 60 months |
5.54% - 18.00%
APR*
|
Restrictions apply |
|
61 - 66 months |
5.94% - 9.75%
APR* |
Restrictions apply |
|
67 - 72 months |
6.29% - 10.25% APR* |
Restrictions apply |
|
73 - 84 mos. (boat & RVs) |
6.99% - 10.75% APR* |
Restrictions apply |
|
85 - 96 mos. (boat & RVs) |
7.90% - 11.75% APR* |
Restrictions apply |
|
97 - 120 mos. (RVs only) |
9.99% - 12.75% APR* |
Restrictions apply |
Restrictions on terms apply for age
and mileage
of vehicles & credit scores |
|
|
|
Vehicles older than 7 years |
|
|
|
1-48 months |
7.50% - 18.00%
APR* |
Restrictions apply |
|
49-60 months |
8.00% - 12.75%
APR* |
Restrictions apply |
MasterCard
|
Regular |
10.90 - 13.90% APR* |
|
Gold |
8.90 - 10.90%
APR* |
|
Secured |
14.00 - 16.00%
APR* |
OTHER
LOANS
|
Recreational Vehicles |
9.00% - 11.50%
APR* |
up to 60 months |
|
Open End Signature Loan |
11.00% - 15.45% APR* |
up to 36 months /maximum
$7500 |
|
Share Secured |
Call for rate |
up to 60 months |
|
Share Certificate (CD) Secured |
+ 2.00% of certificate rate |
up to 36 months |
|
Home Equity Loans |
Call for rate - rates
change daily |
up to 15 years
No application fee |
|
Small Home/Farm Equipment |
9.00% - 15.50%
APR* |
up to 48 months |
| |
|
|
|
